$555,000

Just a 7-minute walk to the Richard St. Light Rail, this Jersey City townhome offers convenience and flexibility. The home features a traditional layout with high ceilings, an original staircase, and French doors that open to a formal dining room. Spacious rooms connect to a large kitchen and a private backyard--ideal for hosting or relaxing. Upstairs are the private living quarters with three large bedrooms. The garden-level includes a 1-bedroom, 1-bath in-law suite with its own private entrance, perfect for rental income, guests, or a home office. Easy access to NYC, a versatile layout, and strong investment potential **special financing with preferred lender for grants ranging from $8,000 to $22,000 available for down payment or closing cost assistance.**